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Independent Bank

Independent Bank, a Michigan-based, Community Banking institution since 1864, has expanded its footprint into Ohio, with the opening of its new Retail Lending Office in the Columbus area. For 150 years Independent Bank has worked to earn the business and the trust of its customers in Michigan.

Independent Bank's focus has always been on the customers and the best way to meet their needs.  Independent now brings that focus and priority to Ohio, focusing on the Columbus Market.


Independent Bank offers 50 customizable mortgage programs, including conventional fixed rate loans, jumbo loans, professional loans, and construction loans. Whether you are a first-time home buyer, or expanding to a second home, Independent Bank makes the mortgage process simple and convenient.   With knowledgeable professionals, state of the art technology and fast, personal, service, Independent Bank aims to make the mortgage process PAINLESS! (Dental Pun Intended!)


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"For most people, purchasing a home is the single largest investment that they will ever make. So much is at stake when it comes to financing; therefore clients truly appreciate the experience, honesty, and customer care that I offer. I work to keep my clients informed on a continuous basis as to rate changes and opportunities to best leverage their investment.

As a mortgage consultant, I do much more than originate and close loans. I help my clients manage their home financing through product knowledge with their best interest in mind. My vast knowledge and experience in related fields such as real estate sales, title & escrow, and the mortgage closing process has provided me with expert credentials.

The expertise I have gained in this industry allows me to provide comprehensive counsel to you throughout this often complicated process. If you are in the market for purchasing, building, or refinancing a home and would benefit from mortgage management, please feel free to contact me directly.  I am proud of my new affiliation with Independent Bank, and it would be my pleasure to have the opportunity to go to work for you."

Contact Info:

Ryan Childress